Associate in Research and Planning (ARP)

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Covered expenses. Those specified expenses paid for under the terms of a specific policy. Coverage for property damage caused by untimely discharge from an automatic sprinkler system. Guaranty Association - An organization of life insurance companies within a state responsible for covering the financial obligations of a member company that becomes insolvent.
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A law which requires annual interest rates on loans be disclosed publicly for consumers to see. For example – if a bank is offering home loans, the interest rate on that loan per annum must be disclosed. Nonforfeiture table. A cash value life insurance policy table listing the insured's options to take the policy as extended term insurance, as cash, or as reduced paid-up life insurance. Surety - An arrangement whereby one party becomes answerable to a third party for the acts of a second party. Customarily an insurance company, the party in a suretyship arrangement who holds himself responsible to one person for the acts of another.
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Insurance Terms Used in the Area of Sureties and Bonds Debit Card Purchases are deducted directly from the consumer's personal checking account. Bailee - A person or concern having possession of property committed in trust from the owner.
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The date that your insurance policy expires and the date that your renewed policy will begin. Closed Date Section 1035 Exchange - This refers to a part of the Internal Revenue Code that allows owners to replace a life insurance or annuity policy without creating a taxable event.
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