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Actuary Reference Number: Generally, a number is assigned to every monetary transaction in a monthly statement, so that the document can be easily retrieved, in case the card holder raises any questions regarding its accuracy. The date at which an account was closed.
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Issuer Identification Number (IIN): The first six digits of a credit card's numbers are known as issuer identification number, as they help to identify the particular issuer of the card. Occurrence - An event that results in an insured loss. In some lines of business, such as liability, an occurrence is distinguished from accident in that the loss doesn't have to be sudden and fortuitous and can result from continuous or repeated exposure which results in bodily injury or property damage neither expected not intended by the insured. Motorcycle Safety Foundation (MSF)
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High Balance Third Party Claim A brand name that includes all of the GEICO companies.
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Premium to Surplus Ratio - This ratio is designed to measure the ability of the insurer to absorb above-average losses and the insurer's financial strength. The ratio is computed by dividing net premiums written by surplus. An insurance company's surplus is the amount by which assets exceed liabilities. The ratio is computed by dividing net premiums written by surplus. For example, a company with $2 in net premiums written for every $1 of surplus has a 2-to-1 premium to surplus ratio. The lower the ratio, the greater the company's financial strength. State regulators have established a premium-to-surplus ratio of no higher than 3-to-1 as a guideline. Merged Credit Report: A credit report made by merging the information obtained from two or more major credit bureaus. Collateral Whatever the creditor has a lien or mortgage on - usually your car or house. NOT your furniture appliances, one radio or one television UNLESS the debt is for buying any of these things.
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