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Skilled Nursing Care. Daily nursing and rehabilitative care that can be performed only by or under the supervision of, skilled medical personnel. Lien Notice of Results: Notice of results is an updated copy of the credit report, that is sent to a consumer who has requested an investigation of the information on his or her credit report. It contains any change in the credit report in the form of updates and deletion of information. The result of notice is not sent, if the investigation does not result in any change in the credit report of the particular customer.
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Property that has sustained damage so extensive that repairing it is not reasonable. A vehicle is considered a total loss if it cannot be repaired safely, if repairing the vehicle is not economically practical, or if state regulations require us to consider it a total loss. Effective Date: The date on which a card is activated, or when new terms come into force. Lease A written document containing the conditions under which the possession and use of real and/or personal property are given by the owner to another for a stated period and for a stated consideration.
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AKA The book and page number on which the item is filed in the court records. Tradeline: An entry in the credit history of a consumer, that describes the status and activity of an account. Examples of tradeline information include companies with which one has accounts, the date of opening the account, types of accounts, credit limits, payment profile and balance owed.
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Independent agent represents at least two insurance companies and (at least in theory) services clients by searching the market for the most advantageous price for the most coverage. The agent's commission is a percentage of each premium paid and includes a fee for servicing the insured's policy. Credit Limit: It is the maximum amount of credit extended by a lender or the maximum amount that one can charge on a credit card. However, some credit card issuers may allow the cardholders to spend more than credit limit by charging a fee. A civil action is when two individual parties (i.e. two consumers or a business and an individual) dispute a payment in an official setting. Usually, civil action requires a court to make a decision on the outcome of the dispute.
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