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Waiver of Premium - A provision in some insurance contracts which enables an insurance company to waive the collection of premiums while keeping the policy in force if the policyholder becomes unable to work because of an accident or injury. The waiver of premium for disability remains in effect as long as the ensured is disabled. Period of confinement. The time during which you receive care for a covered illness. The period ends when you have been discharged from care for a specified period of time, usually six months. The most recent amount paid on an account as reported by the creditor.
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When you have paid all of your outstanding debts – you have “satisfied” your obligations. Premium Earned - The amount of the premium that as been paid for in advance that has been "earned" by virtue of the fact that time has passed without claim. A three-year policy that has been paid in advance and is one year old would have only partly earned the premium. An insurance company authorized to do business in California.
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Replacement value. The claim settlement method in which the insured receives the full cost of repairing or replacing the damaged or lost items/property up to the policy limits. Amendments to the Truth In Lending Act that require the disclosure of the costs involved in credit card plans that are offered by mail, telephone or applications distributed to the general public. Guide to Benefits: A document with elaborate information about the benefits as well as services, which are provided to MasterCard cardholders.
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Rate Coverage for property damage caused by untimely discharge from an automatic sprinkler system. High Balance: It is the highest amount that has been owed on a particular account to date.
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