business life insurance

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COLLISION (AUTO) May be awarded to full-time students who maintain a grade average of "B" or better. MISCELLANEOUS INSURANCE
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Losses and Loss-Adjustment Expenses - This represents the total reserves for unpaid losses and loss-adjustment expenses, including reserves for any incurred but not reported losses, and supplemental reserves established by the company. It is the total for all lines of business and all accident years. Reinsurance Recoverables to Policyholder Surplus - Measures a company's dependence upon its reinsurers and the potential exposure to adjustments on such reinsurance. Its determined from the total ceded reinsurance recoverables due from non-U.S. affiliates for paid losses, unpaid losses, losses incurred but not reported (IBNR), unearned premiums and commissions less funds held from reinsurers expressed as a percent of policyholder surplus. Mutual life insurance company. A life insurance company whose board of directors is elected by its policy owners. The company issues, in general, participating policies.
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Policyholder Service Center Factor in determining creditworthiness. Capacity is assessed by weighing a borrower’s earning ability and the likelihood of continuing income against the amount of debt the borrower carries at the time the application for credit is made. While capacity may be considered in a credit decision, the credit report does not contain information about earning ability or the likelihood of continuing income. INCONTESTABLE CLAUSE
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Named Insured Past Due: Payments not made on due date. A person or organization with a financial interest in property up to the amount of money borrowed or still owed on the property.
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