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Includes insurance against loss through damage or legal liability for damage, to property caused by the use of teams or vehicles other than ships, boats, or railroad rolling stock, whether by accident or collision or by explosion of engine, tank, boiler, pipe, or tire of the vehicle, and insurance against the theft of the whole or part of such vehicle (California Insurance Code §115). Policyholder. The person who owns an insurance policy. Health insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident.
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Co-maker Voluntary Bankruptcy: Bankruptcy petition filed by the debtor. Federal legislation that provides a specific error resolution procedure to protect credit card customers from making payments on inaccurate billings.
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Lease A written document containing the conditions under which the possession and use of real and/or personal property are given by the owner to another for a stated period and for a stated consideration. Protected Cell Company (PCC) - A PCC is a single legal entity that operates segregated accounts, or cells, each of which is legally protected from the liabilities of the company's other accounts. An individual client's account is insulated from the gains and losses of other accounts, such that the PCC sponsor and each client are protected against liquidation activities by creditors in the event of insolvency of another client. Investigation
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Satisfactory Accounts: Accounts that have been paid regularly according to the accepted terms and conditions. Closed by grantor: A credit account closed on the request of the credit grantor. A 'credit grantor' is a person or business entity that lends money or grants any credit transaction to a credit receiver. Laddering - Purchasing bond investments that mature at different time intervals.
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