annuity, joint life and survivorship

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Personal Line of Credit The maximum amount you can owe at any time, based on your income, debt and your credit history. Risk Management - Management of the pure risks to which a company might be subject. It involves analyzing all exposures to the possibility of loss and determining how to handle these exposures through practices such as avoiding the risk, retaining the risk, reducing the risk, or transferring the risk, usually by insurance. Federal legislation that provides a specific error resolution procedure to protect credit card customers from making payments on inaccurate billings.
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Managed care. Prepaid health plans that provide comprehensive health care to members. Provides protection for consumers against unfair repossession practices. Violence, threats, and other non-mainstream behaviour is prohibited. PERIL
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Transactor: It is a term used for the card holder who carries out transactions by using credit a card. An extra charge applied by the insurer. For automobile insurance, a surcharge is usually for accidents or moving violations. Lapsed policy. A policy terminated for non-payment of premiums. Level premium life insurance. Life insurance for which the premium remains the same from year to year.
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Insurance Card Zero Liability: A policy to protect customers from fraudulent charges or unauthorized transactions. If a particular account is in good standing, and the account holder has taken adequate care in safeguarding his card, and not reported two or more unauthorized events in the last 12 months, then that account holder is not held accountable for unauthorized transactions or fraudulent charges. Usually known as an endorsement, a rider is an amendment to the policy used to add or delete coverage.
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