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Vehicle Identification Number (VIN) Covers losses resulting from the malfunction of boilers and machinery. This coverage is usually excluded from property insurance creating the need for this separate product. Prepaid Cards: A type of payment card, which can be used for making purchases and payments against the money that has already been deposited by the issuer. Find out more about prepaid credit cards.
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Active Account: An account characterized by many transactions, with transaction activity having been reported in the last 90 days to a Credit Reporting Agency. Mortality and Expense Risk Fees - A charge that covers such annuity contract guarantees as death benefits. Also known as an Insurance Card, this card is issued by your insurer and contains basic information about your insurance policy. Some states require you to keep an insurance ID card in your vehicle.
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The completion date or satisfaction date of a public record item. Notice of Results New Balance: It is the new balance owed by a credit card holder, calculated by adding the previous unpaid balance, the new purchase balance, and all fees and finance charges.
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Nondischargeable Debt: A debt that cannot be discharged or cleared through bankruptcy proceedings. Examples of such debts include debt for child and family support, unpaid taxes, criminal charges, etc. A creditor’s taking possession of property pledged as collateral on a loan contract on which a borrower has fallen significantly behind in payments. Interest: It is the cost of borrowing or lending, which is expressed as an annual percentage of the principal or the total amount borrowed. Also known as 'interest rate' and 'interest charge', this rate is influenced by several factors including value of money, credit risk and inflation rate.
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