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Net Underwriting Income - Net premiums earned less incurred losses, loss-adjustment expenses, underwriting expenses incurred, and dividends to policyholders. Generation identifiers are Jr., Sr., II, III, IV, etc. Savings Account: An account that pays interest rate on the money deposited, but places restrictions on the number of withdrawal and the amount to be withdrawn. Moreover, customers cannot withdraw money by writing checks. Know more about savings account.
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Extended Warranty: Extended warranty is a program with which the life of a purchase, or the warranty period protection, can be prolonged. It can be offered by the manufacturer, retailers, or the warranty administrator. A term used when an insurance company requests that you submit multiple repair estimates for consideration. Certificate of Satisfaction
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Debt-to-limit Ratio: Debt-to-limit ratio is commonly known as 'credit utilization ratio' or simply 'utilization ratio', as it compares the amount of credit that is utilized, to the total available credit. This ratio is used in the calculation of credit scores. Low debt and large amount of available credit, i.e. a low ratio, is considered good for credit scores. Interest: It is the cost of borrowing or lending, which is expressed as an annual percentage of the principal or the total amount borrowed. Also known as 'interest rate' and 'interest charge', this rate is influenced by several factors including value of money, credit risk and inflation rate. Resident Adjuster
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Eligibility period. A specified length of time, frequently 31 days, following the eligibility date during which an individual member of a particular group is eligible to apply for insurance under a group life or health insurance policy without a medical exam. Policyholder Surplus - The sum of paid in capital, paid in and contributed surplus, and net earned surplus, including voluntary contingency reserves. It also is the difference between total admitted assets and total liabilities. Account: A record or statement of the financial transactions that take place between two economic units. A unique number, known as 'account number' is assigned by the banking institutions or creditors to each account holder for the proper identification of ownership. A fee is also charged by the banks or other institutions to set up or start your account, which is called "account setup fee'.
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